COS Debit Card

COS has partnered with Higher One. A COS Debit Card will be mailed to each potentially eligible student. Debit cards are mailed to the address on file with the COS Admissions Office. Always keep your current address updated with the COS Admissions Office. 

Attention: New Students - Debit cards will be mailed to new students beginning the latter part of July. If you do not receive your COS Debit Card, please contact the COS Financial Aid Office and a representative will request a new card for you.

Please Note: There is a $20 fee for lost or stolen activated cards.  Payment is due immediately upon ordering the card.  Students can pay this fee with the Higher One card or any major credit card. 

COS Debit Card Fees Schedule ​​

 Activate Your COS Debit Card


​Once your receive your card, you must go online to and ACTIVATE it to select a refund payment preference.

Choose a refund preference
  • Debit Card (Easy Refund) - Payment will be available the same day as the payment date listed on your award letter.
  • ACH Transfer - Payment will be received in your personal bank account, about 2-3 business days after the payment date listed on your award letter. (A bank account number is required for this. You will also have to mail a signature page to Higher One before they will set up this transfer.)
  • Paper Check by US Mail - Payment will be received 5-7 business days after the payment date listed on your award letter.
To choose your preference now go to

 Higher One ATM Machines


​To avoid ATM transaction fees, use Higher One ATMs are located at:

  • The COS Bookstore in the Giant Forest Building
  • Carl's Jr. in the Alta Peak Building
  • Building A at the Tulare College Center
  • Hanford Hub at the Hanford Educational Center

​Higher One understands the importance of having and maintaining a functional ATM on campus. Our ATM provides free access to cash and balance inquiries in and around campus. We therefore commit to providing our student population with an operating ATM at all times.

In this regard, we pledge to refund up to $5.00 per day to cover any surcharges or fees incurred due to the lack of a functional OneAccount ATM. Click here for more details on the ONEACCOUNT ATM COMMITMENT .


 Keep Your Higher One Account Active


​You may be required to provide a copy of your valid identification information to the Financial Aid Office, within 21 days of activating your debit card, or your account could be closed for failure to verify your identity. Once your identity has been verified the process to set up your account will be complete.

Valid Forms of Identification for Higher One  
  • State Driver's License (including state-issued temporary or provisional licenses with photos)
  • State-Issued Identification Card
  • Military-Issued Identification Card
  • Coast Guard Merchant Marine Card
  • U.S. or Foreign-Issued Passport
  • Permanent Resident Card (i.e., Green Card, Resident Alien Card)
  • Student Visa
  • Certificate of Naturalization
If you do not have one of the valid identifications listed above, all the items listed below may be submitted to the Financial Aid Office to verify your identity.
  • Social Security Card
  • Birth Certificate
  • Utility Bill with name and address
  • Signature


Last Updated: 9/18/2014 1:21 PM