COS Debit Card​

COS has partnered with Higher One. A COS Debit Card will be mailed to each potentially eligible student. Debit cards are mailed to the address on file with the COS Admissions Office. Always keep your current address updated with the COS Admissions Office. 

Attention: New Students - Debit cards will be mailed to new students beginning the latter part of July. If you do not receive your COS Debit Card, please contact the COS Financial Aid Office and a representative will request a new card for you.

Please Note: There is a $20 fee for lost or stolen activated cards.  Payment is due immediately upon ordering the card.  Students can pay this fee with the Higher One card or any major credit card. 



COS Higher One Debit Card Fees Schedule​​​​​​​


 Debit Card Update


Personal Codes

Personal Codes will now be included with the debit card welcome packet for all new potentially eligible students as well as with replacement debit cards.  The purpose of this code is to be used in the activation of the debit card.  You can use this 12 alpha-number digit instead of the debit card number.  

Personal Codes do not expire and are not available via the Higher One website or the COS Financial Aid Office. Personal Codes are only available with the debit card welcome packet.

 Activate Your COS Debit Card


Choose your refund preference
 Once your receive your card, you must go online
 to to select a refund preference.  To get  started, you will need to enter your card number and select one of  the options below when prompted.

  • Same Business Day deposit serviced by Higher One, Inc. - Money deposited to the account the same business day funds are released by College of the Sequoias to Higher One.  This is the payment date listed on your award letter.
  • Deposit to another Account - Money in two to three business days after the payment date listed on your award letter.
  • Paper Check by US Mail - Money in five to seven business days after the payment date listed on your award letter.
To choose your preference now go to

 Higher One ATM Machines


​To avoid ATM transaction fees, use Higher One ATMs are located at:

  • The COS Bookstore in the Giant Forest Building
  • Carl's Jr. in the Alta Peak Building
  • Building A at the Tulare College Center
  • Hanford Hub at the Hanford Educational Center

​Higher One understands the importance of having and maintaining a functional ATM on campus. Our ATM provides free access to cash and balance inquiries in and around campus. We therefore commit to providing our student population with an operating ATM at all times.

In this regard, we pledge to refund up to $5.00 per day to cover any surcharges or fees incurred due to the lack of a functional OneAccount ATM. Click here for more details on the ONEACCOUNT ATM COMMITMENT​ .


 Keep Your Higher One Account Active


​You may be required to verify your identity with Higher One.  Once your identity has been verified the process to set up your account will be complete.

Valid Forms of Identification for Higher One  
  • State Driver's License (including state-issued temporary or provisional licenses with photos)
  • State-Issued Identification Card
  • Military-Issued Identification Card
  • Coast Guard Merchant Marine Card
  • U.S. or Foreign-Issued Passport
  • Permanent Resident Card (i.e., Green Card, Resident Alien Card)
  • Student Visa
  • Certificate of Naturalization
If you do not have one of the valid identifications listed above, all the items listed below may be submitted to the Financial Aid Office to verify your identity.
  • Social Security Card
  • Birth Certificate
  • Utility Bill with name and address
  • Signature

 Contact Higher One

Have questions, try EasyHelpSM , Higher One's Interactive FAQ database. 

 may also contact Higher One by phone:

Customer Care Phone Number:   


Hours of Operation

Monday - Friday 8 a.m. to 11 p.m. Eastern Time

Want to learn more? Check out Higher One’s Student Page​.
Last Updated: 7/9/2015 12:57 PM